Senior Data Analyst at Prosper
United States of America
Founded in 2005 as the first peer-to-peer marketplace lending platform in the U.S., Prosper was built on a simple idea: connect people who want to borrow money with those who want to invest. Since inception, Prosper has helped more than a million people gain access to affordable credit with over $20 billion in loans originated through its platform. Our mission is to help our customers advance their financial well-being through a variety of products including personal loans, home equity lines of credit (HELOC) and credit card. Our diverse culture rewards accountability and cross functional teamwork because we believe this encourages innovative thinking and helps us deliver on our mission.  
 
We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that’s democratizing finance for all!  
 
Our Values
Diversity expands opportunities
Collaboration creates better solutions
Curiosity fuels our innovation
Integrity defines all our relationships
Excellence leads to longevity 
Simplicity guides our user experience 
Accountability at all levels drives results
 
COVID-19 Vaccination Policy
Prosper is continuing to grow our team during the COVID-19 pandemic, conducting fully remote hiring and onboarding processes. Our philosophy as a business is to approach the COVID-19 situation with empathy and urgency. Prosper’s top priority is the health and safety of our employees and of the communities we serve, including our customers, partners, prospects, and candidates. In accordance with this priority, along with our legal responsibility to provide and maintain a workplace that is safe and free of known hazards, we have adopted a COVID-19 Vaccination Policy which requires all of our employees to receive vaccinations, unless they have an approved accommodation.
 
 
We are seeking a Financial Data Analytics Manager to join Prosper’s Finance team.  As a Financial Data Analytics Manager, you will work with the Finance team and a variety of other teams (Business Intelligence, Engineering, Data Science, Operations, etc.)  to understand and record the Loan Accounting and Cash Transactions for the Company. The ideal candidate would have significant SQL experience. This candidate will extract and work on essential data to help record Loan Accounting entries, automate transactions and reports, and help solve cash, loan and credit card discrepancies and solve the findings.  This role reports to the Senior Director, Controller.  Ideally, the successful candidate is curious, driven, and wants to be part of a creative and innovative culture in fintech.

Problems you will solve

    • Managing and implementing an analytic framework to ensure daily reconciliation between source system data and cash accounts
    • Aiding in monthly forecasting of Revenue and other variable costs
    • Support the preparation of internal/external data communications, including monthly reforecasts and board decks
    • Building a deep understanding of the relationship between loan transactions, cash flows, and financial reporting implications throughout the loan lifecycle from loan origination through payoff and / or account closure
    • Monitoring the status and health of the borrower and investor funnel calling out any downstream implications to the financials or other operating plans
    • Automating repetitive tasks within Treasury and Accounting to alleviate month-end workload, improve accuracy of reporting, and strengthen internal controls
    • Providing financial data to the Accounting team or auditors either on an ad hoc basis or by creating Data Warehouse tables to persist relevant financial reporting information
    • Supporting the Accounting team on month end close, SEC reporting and audits
    • Working with internal groups, including Business Intelligence, Business Operations, Product Management, throughout the product release cycle to ensure that financial reporting needs are addressed throughout the ideation, business requirements, product requirements, implementation, user testing, release and post-production validation phases
    • Working with business partners, including Operations and Product Management teams, to research and resolve discrepancies identified
    • Researching reconciliation issues to identify root causes and partner with Product Management team to design and build permanent fixes
    • Identifying operational gaps in processes or controls and design steps to improve or mitigate issues, and building user tools to remediate issues in the short-term and prototypes which can be further developed into production
    • Performing ad hoc analysis, insight requests and data extractions to resolve business issues

About You

    • Bachelor’s degree in Computer Science or Finance preferred
    • Loan Accounting experience and strong problem-solving skills is required
    • Advanced SQL Experience required (preferably cloud i.e., BigQuery, RedShift)
    • 3 years’ experience business intelligence tools (e.g. Tableau, Looker, Mode, etc)
    • Python or object oriented programming language (R, java) a plus
    • Understand of cash / treasury management and using data structures for reporting and analytics
    • Financial services background preferred

What We Offer

    • The opportunity to collaborate with a team of creative, fun, and driven colleagues on products that have an immediate and significant impact on people's lives 
    • The opportunity to work in a fast-paced environment with experienced industry leaders 
    • Flexible time off, comprehensive health coverage, competitive salary, 401(k) employer match, paid parental leave 
    • Wellness benefits including access to mental health resources, virtual HIIT and yoga workouts 
    • A bevy of other perks including Udemy access, childcare assistance, pet insurance discounts, legal assistance, and additional discounts through Perkspot 
    • The ability to work remotely in the United States 
#LI-RG1 
#LI-Remote
 
Applicants have rights under Federal Employment Laws.
 
California applicants: please click here to view our California Consumer Privacy Act (“CCPA”) Notice for Applicants, which describes your rights under the CCPA: https://www.prosper.com/plp/legal/privacy-notice-for-applicants/
 
At Prosper, we're looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesn't precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates. Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo. We invite you to join us on our mission to advance financial well-being.
 
Prosper is committed to an inclusive and diverse workplace. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance. Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.